Open and IAG Loyalty take Avios Insurance into car insurance
From 2 November, British Airways Club members can collect Avios on their car insurance, with double Avios until 27 November: 20 Avios per £1, up to 10,000 Avios on a single policy.
Members can now get a car insurance quote from a panel of leading UK insurers, and collect Avios on every policy they purchase at insurance.avios.com.
Launch offer
Up to 10,000 Avios at launch
From 2 November to 27 November, members who link their British Airways Club account collect 20 Avios for every £1 spent, up to 10,000 Avios per policy: double the standard rate of 10 Avios per £1.
A £500 policy collects the full 10,000 Avios, enough for a one-way Economy Reward Flight with British Airways to European cities including Amsterdam, Berlin and Paris.*
- 20 Avios
- per £1 spent, double the standard rate
- 10,000 Avios
- maximum on a single policy
- 2 Nov to 27 Nov
- launch offer for linked members
What members get
Car cover built around Avios members
- ✓Comprehensive cover as standard: including cover for accidental damage, windscreens, personal belongings, European driving cover for up to 90 days, and more.
- ✓Quotes from our panel of established UK insurers: Allianz, Ageas and Covéa.
- ✓Available extras: protected no claims discount, breakdown cover, legal protection, excess protection and enhanced courtesy car.
- ✓One account for all their cover: car sits alongside travel in the same Avios Insurance account, with documents and changes in one place.
- ✓Support when they need it: AI-first support, backed by our UK-based customer support team.
- ✓Avios on more of their everyday cover: car joins travel insurance, with home insurance to follow.
The platform
From plan to launch in under two months
The whole experience runs on Open's AI-native platform, enabling us to launch the proposition in under two months.
Explore the platform“Car is the next step in our exciting partnership with IAG Loyalty. Avios Insurance car cover is designed around the Avios brand and its members, and has gone from plan to launch in two months. This is the perfect example of how our AI-native platform enables us to bring new and innovative products and experiences to life in record time.”

Jason Wilby
Co-CEO, Open
“Avios Insurance is all about finding new ways to reward customers for the everyday essentials they already spend money on. Car insurance is an essential purchase for millions of people across the UK, and now customers can protect their car while collecting Avios towards their next flight, holiday or experience. It’s another example of how we’re making everyday life more rewarding.”

Jack Smith
Chief Retail Officer, IAG Loyalty
Bring embedded insurance to your brand
Avios Insurance is the kind of end-to-end, rewards-led proposition Open builds for brands. If your customers would benefit from insurance that fits your experience, let's talk.
*Based on a one-way off-peak Economy Reward Flight with British Airways, excluding taxes. Terms apply.
Avios Insurance is a trading name of Open Insurance Services UK Limited, authorised and regulated by the Financial Conduct Authority (FRN 988625), which arranges and administers the insurance. Avios is operated by IAG Loyalty Limited. Members collect Avios in accordance with the applicable terms and conditions.