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UK customers

How to access my policies

We administer a wide range of insurance products for various brands. You can find everything you need to purchase or manage a policy, as well as information about the help and services we offer, by visiting the brand's website using one of the links below.
Huddle Insurance
Wanda by Avios
SO-SURE
How to make a complaint

We always strive to provide excellent service. However, if you have a complaint about the service we provide, please follow these steps.

If your complaint is about the sale of your policy, the service you receive or a claim contact us complaints@uk.beopen.com

We will respond to your complaint within four weeks of receiving it. Our response will be our final decision based on the information provided. If there's a delay in our investigations, we'll explain the reason and give you an estimated timeframe for reaching a decision.

If, for any reason, you're still dissatisfied or haven't received a final answer within eight weeks, you have the right to escalate your complaint to an independent authority called the Financial Ombudsman Service (FOS). You can contact them using the details below:

The Financial Ombudsman Service
Exchange Tower
1 Harbour Exchange Square, London
E14 9SR

Telephone: 08000 234 567 (free for people calling from a landline) or 0300 123 9 123
Email: complaint.info@financial-ombudsman.org.uk
Online: www.financial-ombudsman.org.uk

Following this complaint procedure does not stop you from taking legal action.

Accessibility Services

Interpreting services‍

There are three ways to talk to us using an interpreting service.

Let us arrange an interpreter for you when you're on the phone

When we call you for your appointment, let us know that you'd like to use an interpreter and we'll arrange it for you.

Arrange your own interpreter

You're welcome to have someone you trust interpret for you. During your call, just confirm with us who we're speaking with and that they will be interpreting for you.

Contact Translating and Interpreting Services

Translating and Interpreting Services (TIS) are available 24/7 and their interpreters speak over 160 languages. They're available over the phone and in person.

UK insurance policies are issued by Open Insurance Services UK Limited. Open Insurance Services UK Limited is authorised and regulated by the Financial Conduct Authority under reference number 988625. Registered in England and Wales (registered company number 9365669).

For policies purchased from a retail partner

Car Insurance

Current
Applies to
  • New policies issued on or after Dec 31, 2021
  • Existing policies issued on or after Dec 31, 2021
Car Insurance PDS Effective from Dec 31, 2021
Summary of changes to Open Car Insurance PDS
Resources
Open Car Insurance TMD effective 1 Oct 2021
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Roadside Assistance (Allianz)
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Home Insurance

Current
Applies to
  • New policies issued on or after Dec 31, 2021
  • Existing policies renewing on or after Dec 31, 2021
Home and Contents Insurance PDS Effective from Jan 1, 2022
Summary of changes to Open Home and Contents Insurance PDS
Resources
Open Home Insurance TMD Effective 1 Oct 2021
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Home Key Fact Sheet
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Content Key Fact Sheet
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For policies purchased from an insurance broker

Car Insurance

Current
Applies to
  • New policies issued on or after Jan 1, 2022
  • Existing policies renewing on or after Jan 1, 2022
Car Insurance PDS Effective from Jan 1, 2022
Summary of changes to Open Broker Car Insurance PDS
Resources
Open Broker Car Insurance TMD effective 1 Oct 2021
arrow-right
Roadside Assistance (Allianz)
arrow-right

Home Insurance

Current
Applies to
  • New policies issued on or after Jan 1, 2022
  • Existing policies renewing on or after Jan 1, 2022
Home and Contents Insurance PDS Effective from Jan 1, 2022
Summary of changes to Open Broker Home and Contents Insurance PDS
Resources
Open Broker Home Insurance TMD Effective 1 Oct 2021
arrow-right
Home Key Fact Sheet
arrow-right
Content Key Fact Sheet
arrow-right
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Open Insurance Technologies Pty Ltd (Australian Business Number 21 612 668 998) operates subsidiaries in Australia, New Zealand and the UK.

UK insurance policies are issued by Open Insurance Services UK Limited. Open Insurance Services UK Limited is authorised and regulated by the Financial Conduct Authority under reference number 988625. Registered in England and Wales (registered company number 9365669).

Australian insurance policies are issued by Open Insurance Pty Ltd (Australian Business Number 23 166 949 444) in its capacity as an AFS Licensee No. 451712, on behalf of various insurers.

New Zealand insurance policies are issued by Open Insurance Ltd (NZ Company Number 7969816), on behalf of Tower Limited (NZ Company Number 143050).

© 2025 Open Insurance Technologies Pty Ltd. This website contains content intended for viewing and consumption only by commercial entities interested in understanding opportunities to embed insurance into commercial offerings. It does not constitute a retail advertisement of any specific insurance product or service.

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